Mortgage
At Key Community Bank, we understand that buying a home is one of the biggest decisions you’ll ever make. Whether you’re a first-time homebuyer or looking to refinance, we offer a range of mortgage options tailored to your needs. Let us help you make your dream home a reality!
Mortgage Lending
We offer mortgage options for first-time homebuyers, refinance borrowers,
and homeowners looking for a loan program that fits their needs.
We offer mortgage options for first-time
homebuyers, refinance borrowers,
and homeowners looking for a loan
program that fits their needs.
Purchasing a Home
Conventional First Mortgages
Perfect for borrowers who want flexible terms, predictable monthly payments, and a familiar path to homeownership.

Purchasing A Home

Conventional First Mortgages
Perfect for borrowers who want flexible terms, predictable monthly payments, and a familiar path to homeownership.
Refinance

Fixed Rate Stability
A fixed-rate mortgage gives you stability in an ever-changing market. Your interest rate and monthly principal-and-interest payment stay the same for the life of your loan, so you always know what to expect. That predictability makes it easier to plan ahead, stick to your budget, and feel confident about your home financing.
Refinance

Fixed Rate Stability
A fixed-rate mortgage gives you stability in an ever-changing market. Your interest rate and monthly principal-and-interest payment stay the same for the life of your loan, so you always know what to expect. That predictability makes it easier to plan ahead, stick to your budget,
and feel confident about your home financing.
Rebuild/Remodel
Home Equity Line of Credit
If you want the flexibility to use funds as you need them, our Home Equity Line of Credit is a great option. Similar to a credit card, this line of credit provides a balance that you can draw when you need to, but at a lower rate than a credit card.
HELOC Highlights
- 80% Loan to Value
- Low closing costs
- 5 Year terms available
- Competitive variable rates

Refinance / Rebuild

Home Equity Line of Credit
If you want the flexibility to use funds as you need them, our Home Equity Line of Credit is a great option. Similar to a credit card, this line of credit provides a balance that you can draw when you need to, but at a lower
rate than a credit card.
HELOC Highlights
- 80% Loan to Value
- Low closing costs
- 5 Year terms available
- Competitive variable rates
Answers to common mortgage questions before you contact us
Why Key Community Bank
A local mortgage team focused on clear guidance
and responsive service.
Contact Us Today
Fill out our Mortgage Inquiry Form.
A Key Community Bank Mortgage Representative will contact you soon!