Kasasa Cash Checking

kasasa logo

KASASA

Cash® Checking

Enjoy checking that pays! Earn high divident earnings and refunds on ATM withdrawal fees, Nationwide*

a light brown skinned woman with brown hair paying for something online through her cell phone and smiling while at a local shop kasasa logo
Online payment or mobile internet banking concept - Woman hands holding using smartphones for shopping and credit card making order transaction

Get Paid to Bank with
KASASA Cash® Checking

Are you ready to break free from the mundane and step into a world where your checking account isn't just a necessity but a powerhouse of benefits? Introducing Kasasa Cash® Checking, the game-changing account that redefines what you expect from your everyday banking.

  • Free checking that pays high interest
  • 6.00% APY* on balances up to and including $25,000
  • 1.00% APY on balances over $25,000
  • 0.05% APY* on all balances if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn free rewards
  • No monthly maintenance fee
  • $100 minimum deposit to open

Get Paid to Bank with
KASASA Cash® Checking

Are you ready to break free from the mundane and step into a world where your checking account isn't just a necessity but a powerhouse of benefits? Introducing Kasasa Cash® Checking, the game-changing account that redefines what you expect from your everyday banking.

  • Free checking that pays high interest
  • 6.00% APY* on balances up to and including $25,000
  • 1.00% APY on balances over $25,000
  • 0.05% APY* on all balances if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn free rewards
  • No monthly maintenance fee
  • $100 minimum deposit to open

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 15 combined debit card/credit card purchases
  • Minimum of 1 ACH transaction monthly
  • Be enrolled in and agree to receive eStatements

And if you don't meet these qualifications, don't worry - your account is still free.
And you can get right back to earning your cash rewards the very next cycle that you qualify.

Qualifications to Earn Rewards

A white woman is paying for her groceries at a grocery store, and a white man is checking her out.

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 15 combined debit card/credit card purchases
  • Minimum of 1 ACH transaction monthly
  • Be enrolled in and agree to receive eStatements

And if you don't meet these qualifications, don't worry - your account is still free.
And you can get right back to earning your cash rewards the very next cycle that you qualify.

A white woman is paying for her groceries at a grocery store, and a white man is checking her out.
Cash Checking®
Cash Checking® + Saver®
Kasasa Rewards Advertisement with a teal blue background, and a mother holding her young daughter up in the airplane game on the couch. There is a white cape drawn on the girl. The ad says "Ask for Kasasa Rewards, It's our Superpower"

Which Kasasa® Account is Right for You?

Account Kasasa Cash® Checking Kasasa Cash Back® Checking Kasasa Saver®
Monthly Rewards
  • 6.00% APY* on balances up to and including $25,000
  • 1.00% APY* on balances over $25,000
  • 0.05% APY* on all balances if qualifications aren't met
  • Minimum of 1 ACH transaction monthly
  • No minimum balance to earn rewards
  • 6.00% cash back on debit card purchases
  • Cash back earned on as much as $200 in purchases monthly
  • Earn as much as $144 cash back per year, $12 per month^
  • Minimum of 1 ACH transaction monthly
  • No category restrictions on purchases
  • No minimum balance to earn rewards
  • 2.00% APY* on balances up to $100,000 and then 1.00% APY* over $100,000
  • 0.05% APY* on all balances if qualifications are not met in Kasasa Cash® or Kasasa Cash Back®
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Monthly Maintenance Fee $0 $0 $0
    Refunds on ATM Withdrawal Fees Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
    Free Online & Mobile Banking Access? ✔️ ✔️ ✔️
    Free Debit Card? ✔️ ✔️ ✔️
    Minimum Deposit $100 $100 $100

    *Annual Percentage Yield
    Rates are effective as of February 20, 2024

    Disclaimer

    Qualification Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle: At least 1 ACH transaction, at least 15 debit card purchases and be enrolled in and have agreed to receive e-statements rather than paper statements. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, non-retail payment transactions and purchases made with debit or credit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means the current statement cycle. See our website at www.keycommunitybank.com or contact us at 651-457-7539 to speak to one of our branch service representatives for specific Monthly Qualification Cycle dates. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 6% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back payments may be earned per Monthly Qualification Cycle. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made. Cash back payments will be credited to the appropriate account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly ACH credit/debit, and eStatements are a condition of the Kasasa Cash Back account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account(s) per individual. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Trademarks: Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

    Get Started with KASASA

    Ready to experience banking that's not just better, but different? 

    Contact Us today with any questions you may have!

    Scroll to Top
    Skip to content